Source: Business Standard
Bajaj Finserv Ltd. shares increased this past Friday, despite the overall stock market being flat. Hosts ended the day at ₹2,014.10 on the BSE, up 0.59%. The BSE Sensex fell by 0.01% to finish the day at 80,710.76.
At this price, the stock remains 5.64% lower than its 52-week high price of ₹2,134.45 on April 24, 2025, and is well above its 52-week low price of ₹1,555.25 on December 24, 2024. The company’s market value currently has a value of ₹3.21 lakh crore.
About the company
Bajaj Finserv Limited (BFS) is the financial services division of the Bajaj Group. They offer a variety of products, including:
- Consumer and business loans
- Health, life, and asset insurance
- Retirement and savings solutions
The company has a 52.49% ownership in Bajaj Finance Ltd., and ownership of 74% of Bajaj Allianz General Insurance and Bajaj Allianz Life Insurance. Besides financing, Bajaj Finserv produces clean energy through 138 windmills in Maharashtra with a total output of 65.2 MW.
In January, a strategic partnership between Bharti Airtel and Bajaj Finance was announced that aims to create one of India’s largest digital financial services platforms and improve last-mile deliveries.
History of Bajaj Finance
2007 – Bajaj Finserv was formed to be independent from Bajaj Auto, and concentrate on Financial Services.
2009 – Bajaj Finance developed a partnership with Allianz Global Investors and also acquired a Non-Banking Finance Company license from the RBI.
2010-2012 – Bajaj Finance developed and expanded the equipment financing business, raising nearly ₹939 crore via rights issue in 2012.
2013-2015 – Bajaj Finance applied for a banking licence; during this time, it was reclassified by the RBI as a Core Investment Company.
2016-2018 – Bajaj Finance continued to increase its interest and launched Bajaj Finserv Direct for the digital service business.
2020 – Bajaj Finance launched its Finserv Markets, an online platform, entered the healthcare business with Bajaj Finserv Health, and began their own broking service.
2022-2023 – Bajaj Finance began the asset management business and formed new subsidiaries.
2024-2025 – Bajaj Finance acquired Vidal Health and entered health management, and began mutual fund operations.
Q4 Results
Bajaj Finserv on Tuesday, 29 April 2025, posted a 14% rise in its net profit for the fourth quarter of FY25, coming in at ₹2,417 crore compared to ₹2,119 crore in the same period last year. Revenue for the March quarter climbed 14% year-on-year to ₹36,595 crore, up from ₹32,041 crore in the corresponding quarter of the previous fiscal.
The company also declared a dividend of Re 1 per share for the financial year ending March 31, 2025, which will be credited by July 29, 2025.
Synopsis
Bajaj Finserv has established a commanding lead in lending, insurance, health, and digital services. With the government’s recent GST rate reduction on consumer products and discretionary spending expected to improve, the demand for financing may increase, advancing the company further.
With the stock trading below its 52-week high, steady growth and with further diversification into their mutual fund and healthcare divisions, we expect the company to have a positive future.
