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If you are looking for a steady stream of income from your investments, the latest update from Aditya Birla Sun Life Mutual Fund (ABSLMF) is one you cannot afford to miss. The fund house has officially declared the Income Distribution cum Capital Withdrawal (IDCW) for seven of its popular schemes, ranging from equity-heavy tax savers to stable debt funds.
In the world of personal finance, timing is everything. Whether you are a seasoned investor or just starting, understanding these payouts helps you maximise your portfolio’s potential.
Record Date: Mark Your Calendars
The Trustees of Aditya Birla Sun Life AMC have set Friday, February 20, 2026, as the crucial record date.
Why does this matter? Only investors whose names appear in the unitholder register by the close of business hours on this date will be eligible for the payout. If you buy units after this date, you will miss the current distribution cycle.
The 7 Schemes and Their Payout Details
The announced distributions cover a wide spectrum of risk profiles. Here is a breakdown of what investors can expect per unit (on a face value of ₹10):
High-Yielding Equity & Hybrid Schemes
For those seeking tax benefits or a mix of equity and debt, these schemes are leading the charge:
- Aditya Birla SL ELSS Tax Saver Fund: The heavy hitter of this round.
- Direct Plan: ₹27.931
- Regular Plan: ₹12.166
- Aditya Birla SL Pharma & Healthcare Fund: Capitalising on the healthcare sector’s resilience.
- Direct Plan: ₹1.410
- Regular Plan: ₹1.294
- Aditya Birla SL Balanced Advantage Fund: Perfect for dynamic asset allocation.
- Direct Plan: ₹0.177
- Regular Plan: ₹0.155
- Aditya Birla SL Arbitrage Fund: A lower-risk equity play.
- Direct Plan: ₹0.067
- Regular Plan: ₹0.065
Strategic Debt & Income Funds
For investors prioritising stability and duration management, three debt schemes have also announced payouts:
- Aditya Birla SL Medium Term Plan: Direct Plan: ₹1.122 | Regular Plan: ₹1.023
- Aditya Birla SL Credit Risk Fund: Direct Plan: ₹0.893 | Regular Plan: ₹0.810
- Aditya Birla SL Dynamic Bond Fund: Direct Plan: ₹0.819 | Regular Plan: ₹0.754
What Happens to Your NAV?
It is a common question among investors: Does the dividend affect my fund’s value? The short answer is yes. Post-payout, the Net Asset Value (NAV) of the scheme will drop by the exact amount of the distribution and any applicable statutory levies. Essentially, the value is being transferred from the fund’s NAV directly into your pocket.
Investor’s Takeaway: Tax and Strategy
While the IDCW provides liquidity, remember that these payouts are now taxable in the investor’s hands under their applicable income tax slab.
For many, this announcement is a testament to the fund house’s ability to generate distributable surplus even in a fluctuating market. If you are holding these units, ensure your bank details are up to date to receive your payouts seamlessly.
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