Decoding the Best Retirement Funds in India

Planning for retirement is crucial to ensure a financially secure future after stopping work.

Retirement mutual funds are a popular investment option for building a pension corpus due to their long-term nature and tax benefits.

Retirement funds have a mandatory lock-in period of 5 years or till retirement age, whichever is earlier.

This forces disciplined long-term investing and rules out panic withdrawals during market corrections.

To evaluate the best performers, we took the top retirement funds from major fund houses and analyzed their 5-year returns generated as of April 2022.

Heading the list was ICICI Prudential Retirement Fund – Pure Equity Plan with a 5-year return of 23.98%.